One year ago today, we bought our future home.  Today, we actually will take full possession of all of the units and begin to whip them into shape to be our family home.

I have read about a practice of celebrating your personal anniversary of your home by taking care of some home project – either large or small.  Well, on this house-iversary, we are embarking on our biggest home changer ever – a complete gut-reno.

Let the games begin…

Building permit – the city cashed my cheque…

Now what?

Part of our renovation plan has been to apply for as many subsidies as we can get for our renovations.  One of those that we’ve applied for is the City of Montreal’s Major Renovation Program.

Electric box
Does your electric box look like this? Then you, too, need some major renos!

I will get into the details of the program in a later post, but to be brief, we will receive about Continue reading “Building permit – the city cashed my cheque…”

Follow the money (or Y I love YNAB)

“Follow the money”
All the President’s Men

It had been a long while that I had thought…

  • I really need to track my expenses.

  • I need to see where my money goes.

  • I want to have more control over my money.

    And then finally, one fateful day last August just after we had purchased our beloved money-pit, er, home, I signed up on a budgeting adventure like no other…

Continue reading “Follow the money (or Y I love YNAB)”

The start of something fun

“Beginnings are sudden, but also insidious. They creep up on you sideways, they keep to the shadows, they lurk unrecognized. Then, later, they spring.”
Margaret Atwood, The Blind Assassin

This is the start of something new for me, but in the midst of lots of life that is already happening.  I found the desire to start this blog as we are embarking upon a gut-reno of our future home, which will take most of our money and some of our sanity along with it!

As I have prepared for this step, I have done a lot of reading; on personal finance to get us saving, on renovations and managing renovations to get us ready to spend those savings.  I found that I was looking for a voice more like mine; one that is willing to share the details of this journey, ambitiously looking forward and cautiously holding onto my wallet with both hands.  I hope that you find the reading of it as fun as I find the writing.